Round-up investing platform Deciml raises $3 Mn is seed round

Round-up investing platform Deciml has raised $3 million in a seed funding round led by Jainam Broking, marking its first venture into startup investment.

The Pune-based company had previously raised $1 million from MyAsiaVC, Gaurav Munjal, Ritesh Malik, Raunak Munot, Mukund Jha, and others.

Deciml stated in a press release that the funds will be used to enhance its product offerings, expand its user base, and strengthen its team to fulfill its mission of making investing accessible to all.

Founded in 2020 by Satyajeet Kunjeer, Deciml leverages its unique round-up feature to automatically invest spare change from users’ daily transactions into mutual funds, making investing effortless and accessible for everyone. Whenever users make an online transaction via card or UPI, the platform rounds up the amount to the nearest 10 and invests the difference, creating a seamless pathway to wealth creation.

According to Deciml, every time a user makes an online transaction via card or UPI, the platform automatically rounds up the amount to the nearest 10 and invests the spare change in a mutual fund. The platform aims to make investing less intimidating and more engaging for young Indians by integrating spare change investing into their lifestyle rather than requiring a behavioral shift that could make the financial ecosystem overwhelming.

“The Deciml journey is at a crucial crossroads right now. We took the time to adapt our product to user needs, and now we want to focus all our efforts and energies on scaling rapidly. At such a juncture, we truly couldn’t have asked for a more wonderful investor and partner than Jainam. They have not only validated our vision but are also fueling and shaping it,” said Satyajeet Kunjeer, founder of Deciml.

According to market research, the fintech market size is estimated to reach $145.09 billion in 2025 and is projected to grow to $550.21 billion by 2030, at a CAGR of 30.55%.

Deciml claims to have 60K active users on its platform, with approximately 3.5 lakh app downloads. The company registered a revenue of ₹7.2 lakh in FY25. It primarily competes with Jar in this space.