RBI permits Easebuzz to offer online, offline and cross-border payments

Easebuzz has received approval from the Reserve Bank of India to operate as a Payment Aggregator for online, offline, and cross-border payments. 

With this, Easebuzz joins the list of few payment fintech companies in India authorized to offer all three key payment capabilities under a single infrastructure. Recently, PayU and Pine Labs also received integrated authorisation from the Reserve Bank of India (RBI).

The RBI license allows Easebuzz to support merchants with online payment acceptance, in-person payments through POS devices and UPI soundboxes, and cross-border inward and outward payment processing. 

Easebuzz serves more than 2.5 lakh merchants and processes over 3 million transactions each day. Its annualized Gross Transaction Value (GTV) is more than $50 billion. 

As per TheKredible, Easebuzz’s revenue from operations surged nearly 2.3X to Rs 656 crore in FY25 from Rs 289 crore in FY24. It posted a profit of Rs 18.77 crore, compared to Rs 37.7 lakh in FY24. 

With payment behavior shifting between online and offline channels, businesses require unified systems for acceptance, reconciliation, and compliance. The approval to operate as a cross-border Payment Aggregator expands Easebuzz’s ability to support exporters, D2C brands, SaaS companies, and service providers working with international customers by enabling multi-currency acceptance, compliant FX routing, faster settlements, and detailed reconciliation.

It currently serves education, insurance, NBFCs, travel, ecommerce, retail, government, and real estate through embedded APIs that digitize financial workflows end to end.