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Digital lending platform Moneyview has filed its DRHP with the Securities and Exchange Board of India (SEBI) for its upcoming IPO. The financial statements show that the company recorded strong numbers during the nine-month period ending December 2025. Significantly, the Bengaluru-based firm reported a profit of Rs 210 crore in the same period.
Moneyview recorded operating revenue of Rs 2,373 crore during the nine months of FY26, according to its financial statement included in its draft red herring prospectus.
Founded in 2014 by Puneet Agarwal and Sanjay Aggarwal, Moneyview operates a credit-led digital financial services platform offering personal loans, credit score tracking, and insurance distribution.
Revenue from fees and commission accounted for 35% of the income at Rs 724 crore while the company generated Rs 206 crore from interest income. Including other income, the company’s total revenue stood at Rs 2,408.5 crore in the same period.
On the spending side, impairment on financial instruments accounted for 35% of the total cost at Rs 724 crore during the period. Finance cost followed at Rs 460 crore, while advertisement and promotional expenses stood at Rs 315 crore. Employee benefit expenses came in at Rs 206 crore, and other expenses added Rs 368 crore.
Overall, the firm’s total expenses stood at Rs 2,080 crore during the period, with an expense-to-operating revenue ratio of 0.88.
Moneyview reported a net profit of Rs 210 crore during the nine-month period ending December 2025. The company’s EBITDA stood at Rs 712.5 crore with an EBITDA margin of 30.03%.
On the balance sheet side, the company reported total assets of Rs 7,719 crore. The company also held Rs 835 crore in cash and bank balances while total current assets stood at Rs 5,880 crore.
Moneyview’s IPO will comprise a fresh issue of equity shares worth Rs 1,500 crore, along with an offer for sale (OFS) of up to 13.6 crore equity shares by existing shareholders. The company’s co-founder Puneet Agarwal will participate in the OFS alongside several early investors including Accel, Ribbit Capital, and Apis Partners.